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Our Rates

By choosing a Mortgage Alliance Professional you can access all your mortgage options with just one phone call, one application. Your Mortgage Alliance Professional works on your behalf. They will place your mortgage with the lender that is the best fit for you, whether it’s a major bank or a private lender.

Today's Mortgage Alliance Rates

As of

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Showing the best rates in:

  1. 1 year fixed
    >
    Posted
    7.44%
  2. 3 year fixed
    >
    Posted
    6.54%
  3. 5 year fixed
    >
    Posted
    6.49%
  4. 7 year fixed
    >
    Posted
    6.70%

Fixed vs. Variable: Which is best for you?

This rate will stay the same over the course of your term regardless of market fluctuations. Fixed Rate Mortgages can be open or closed.

Fixed Residential Rate

You may want a closed fixed rate if…

  • If you believe that interest rates will rise - you will be protected against an increase.
  • If you have a low threshold of tolerance for market fluctuation.
  • If you prefer to have the same payment over the course of your term.
  • If you don't intend to make any or very few prepayments of your mortgage principal.
  • If you don't plan to sell your home in the near future.
Term Posted Rate Mortgage Alliance
1yr (closed) 7.44%
2yr (closed) 7.04%
3yr (closed) 6.54%
4yr (closed) 6.34%
5yr (closed) 6.49%
7yr (closed) 6.70%
10yr (closed) 7.19%

You may want an open fixed rate if…

  • If you plan to sell your home in the near future.
  • If you intend to make prepayment of more than 20% of your mortgage principal.
  • If you prefer to have the same payment over the course of your term.
Term Posted Rate Mortgage Alliance
1yr (open) 6.95%