Masters Club 2023

Find the mortgage you are looking for with Marc  Crossman, Mortgage Alliance in Calgary, Alberta. Languages: English

Marc  Crossman, Mortgage Professional, part of the Mortgage Alliance in Calgary, Alberta

Trouvez l'hypothèque que vous recherchez avec Marc  Crossman, Alliance hypothécaire à Calgary, Alberta. Langues : Anglais 

Marc  Crossman, Professionnel hypothécaire, faisant partie de Alliance hypothécaire à Calgary, Alberta

<h1 class="editor_h1" dir="ltr">Understanding Mortgages for Health Care Workers</h1>Health care workers play an essential role in society, providing vital care to those in need. In recognition of their dedication and contribution, many lenders offer specialized mortgage programs tailored to health care professionals. These programs are designed to make the home-buying process more accessible and affordable for doctors, nurses, paramedics, and other health care workers. If you're a health care worker, you're in a unique position to take advantage of these specialized mortgage offerings. These programs often feature lower down payments, competitive interest rates, and flexible terms to help you achieve homeownership with less financial strain. As a mortgage broker, I can help you navigate these options and find the best mortgage solution based on your needs and qualifications. <img src="https://brokerwebsitesimage.azureedge.net/m3brokerimages1/next/brokerAdmin/28201/5cda17a6-6347-4230-ac65-feb6a5bc6e71image.jpg" alt="A stethoscope on a table" width="275px" height="412.4620417402827px" class="editor_image"> <h2 class="editor_h2" dir="ltr">Who Qualifies for Health Care Worker Mortgage Programs?</h2> Mortgage programs for health care workers typically apply to a broad range of professionals within the health care field, including: <ul><li value="1" class="editor_listItem" dir="ltr">Doctors (MDs), Dentists, and Specialists: Both new graduates and established practitioners may qualify for these mortgage programs.</li><li value="2" class="editor_listItem" dir="ltr">Nurses: Registered nurses (RNs), nurse practitioners (NPs), and licensed practical nurses (LPNs) are eligible for these specialized options.</li><li value="3" class="editor_listItem" dir="ltr">Paramedics and EMTs: Emergency medical technicians and paramedics are also eligible for health care worker mortgage programs.</li><li value="4" class="editor_listItem" dir="ltr">Pharmacists, Physiotherapists, and Occupational Therapists: These professionals can benefit from unique mortgage offers as well.</li></ul> The eligibility criteria may vary by lender and region, but the overarching goal of these programs is to help health care professionals secure homeownership with favorable loan terms. <h2 class="editor_h2" dir="ltr">Benefits of Mortgages for Health Care Workers</h2> 1. Lower Down Payment Requirements:Many mortgage programs for health care workers offer the option to purchase a home with a lower down payment compared to conventional loans. While typical mortgages often require a down payment of at least 5% to 20%, some programs reduce this to as low as 0% to 5%, making homeownership more accessible. 2. Competitive Interest Rates:Health care worker mortgage programs often come with special interest rate discounts or reduced mortgage insurance premiums. This can lead to substantial savings over the life of the loan, especially when compared to standard mortgage rates. 3. Flexible Qualification Criteria:These mortgage programs are often more flexible when it comes to qualification requirements. For instance, health care workers with limited credit history or high student loan debt may still qualify for these programs, given that many lenders consider their unique career paths and earning potential. 4. Specialized Refinancing Options:In addition to offering mortgage options for home purchases, many programs also offer tailored refinancing solutions. Whether you're looking to consolidate your debts, access home equity for home improvements, or lower your monthly payments, refinancing options for health care workers can be advantageous. <h2 class="editor_h2" dir="ltr">The Mortgage Application Process for Health Care Workers</h2> The process of applying for a mortgage as a health care worker is similar to that of other borrowers, but there are some differences when using a specialized mortgage program. Here’s a general overview of the steps involved: 1. Consultation and Pre-Approval:The first step is to meet with a mortgage broker (such as myself) to discuss your financial situation and determine how much you can afford to borrow. This involves reviewing your income, credit history, and other financial factors. If you’re interested in a health care worker mortgage program, we will ensure that we explore these specialized options and help you secure pre-approval. 2. Submit Documents:After identifying the best mortgage program for you, the next step is to gather and submit necessary documents. This typically includes proof of income (such as pay stubs or employment contracts), credit reports, tax returns, and proof of your health care profession. Some programs may also require verification of your professional status, such as an employment letter or proof of licensure. 3. Lender Review:Once your documents are submitted, the lender will review your application and determine whether you qualify for the specialized mortgage program. The lender will assess your financial situation, taking into account your stable employment, high earning potential, and long-term job security in the health care field. 4. Mortgage Approval and Offer:If you meet the qualifications, you will receive an official mortgage offer that includes the terms of the loan, such as the interest rate, loan amount, and repayment period. At this stage, you can choose to accept the offer and proceed with the home buying process. 5. Closing:The final step is closing on your new home. Once you’ve signed the necessary paperwork and completed the required steps, you’ll receive the keys to your new property. <h2 class="editor_h2" dir="ltr">Why Work With a Mortgage Broker?</h2> Navigating mortgage options can be complicated, especially with so many specialized programs available. As a mortgage broker, I work with multiple lenders and have access to a variety of mortgage products that cater to health care workers. I can help guide you through the process, ensuring that you understand your options and choose the best solution for your needs. Whether you’re a first-time homebuyer, looking to refinance, or wanting to upgrade your current home, I can assist in finding the right mortgage for you. With my expertise and knowledge of specialized programs for health care workers, I can simplify the mortgage process and help you achieve your homeownership goals. <h2 class="editor_h2" dir="ltr">Conclusion</h2> As a health care worker, you deserve a mortgage option that recognizes the dedication and sacrifices you make every day. Health care worker mortgage programs offer lower down payments, competitive interest rates, and flexible terms to make homeownership more attainable. If you’re ready to start your home-buying journey or need assistance with refinancing, I’m here to help. Reach out today for personalized mortgage advice and explore the specialized mortgage options available to you as a health care professional.

Health care workers play an essential role in society, providing vital care to those in need. In recognition of their dedication and contribution, man

Mortgages for Health Care Workers

<h1 class="editor_h1" dir="ltr">What is Mortgage Refinancing?</h1> Mortgage refinancing is the process of replacing your current mortgage with a new one, usually with different terms, in order to improve your financial situation. Refinancing can be an effective strategy to reduce monthly payments, secure a lower interest rate, consolidate debt, or access the equity in your home for other financial goals. In simple terms, when you refinance, you’re essentially taking out a new loan to pay off the existing one. The new loan can have a different interest rate, loan term, and potentially even a different lender. Refinancing offers numerous advantages, but it’s important to understand how it works, the costs involved, and whether it aligns with your financial objectives. <h2 class="editor_h2" dir="ltr">Reasons to Refinance Your Mortgage</h2> 1. Lower Interest Rates: One of the most common reasons homeowners refinance their mortgage is to take advantage of lower interest rates. If interest rates have dropped since you originally took out your mortgage, refinancing could allow you to lock in a lower rate, reducing the amount you pay in interest over the life of your loan. This can significantly lower your monthly mortgage payment and save you thousands of dollars in interest payments. 2. Reduce Monthly Payments: Refinancing can help you reduce your monthly mortgage payment by securing a lower interest rate or extending the term of your loan. A longer loan term means your monthly payments will be lower, although the trade-off is that you’ll pay more in interest over the life of the loan. 3. Access Home Equity: Another reason to refinance is to tap into your home’s equity. If the value of your home has increased since you bought it, you may be able to refinance and borrow additional funds against your equity. This could allow you to pay for home improvements, consolidate high-interest debt, or fund major life expenses like education or medical bills. 4. Consolidate Debt: Refinancing can also be a strategy for consolidating high-interest debts into your mortgage. If you have credit card debt, personal loans, or other high-interest obligations, refinancing your mortgage can provide you with a larger loan that combines all your debts into a single monthly payment. The benefit is that mortgage interest rates are generally much lower than those of credit cards and personal loans, which can result in significant savings. 5. Switch from an Adjustable-Rate Mortgage (ARM) to a Fixed-Rate Mortgage: If you have an adjustable-rate mortgage (ARM), you might consider refinancing to a fixed-rate mortgage, particularly if you anticipate that interest rates will rise in the future. With a fixed-rate mortgage, your interest rate remains the same for the life of the loan, offering you stability and predictability in your payments. 6. Shorten Loan Term: Some homeowners refinance to shorten the length of their mortgage, such as switching from a 30-year to a 15-year mortgage. While your monthly payment may increase, you’ll pay off the loan much faster and save a substantial amount on interest. This is ideal for those who are financially stable and want to pay off their mortgage more quickly. <h2 class="editor_h2" dir="ltr">The Mortgage Refinancing Process</h2> <ul><li value="1" class="editor_listItem" dir="ltr">Evaluate Your Current Mortgage Situation: Before deciding to refinance, it’s important to assess your current mortgage. Consider factors such as the interest rate, loan balance, remaining term, and whether there are any prepayment penalties. Understanding your existing mortgage terms will help you determine if refinancing is beneficial.</li></ul> <ul><li value="1" class="editor_listItem" dir="ltr">Determine Your Financial Goals: Refinancing should align with your long-term financial goals. Are you looking to lower your monthly payments, access home equity, or shorten your loan term? It’s important to be clear about your objectives so that you can choose the right refinancing option.</li></ul> <ul><li value="1" class="editor_listItem" dir="ltr">Check Your Credit Score: Your credit score plays a significant role in the refinancing process. Lenders will typically require a minimum credit score for refinancing approval, and a higher score can help you secure better interest rates. If your credit score is lower than expected, it may be worth improving it before applying for refinancing.</li></ul> <ul><li value="1" class="editor_listItem" dir="ltr">Compare Lenders and Loan Terms: Refinancing is an opportunity to shop around for the best mortgage rate and terms. Different lenders may offer varying interest rates, fees, and loan terms, so it’s important to compare your options. Working with a mortgage broker can help you access a wider range of lenders and ensure you get the best deal.</li></ul> <ul><li value="1" class="editor_listItem" dir="ltr">Submit Your Application: Once you’ve chosen a lender, the next step is to submit your refinancing application. You’ll need to provide documentation such as proof of income, bank statements, tax returns, and information about your current mortgage. The lender will assess your financial situation and determine whether you qualify for refinancing.</li></ul> <ul><li value="1" class="editor_listItem" dir="ltr">Lock in Your Interest Rate: Once your application is approved, you may have the option to lock in your interest rate for a specified period. This guarantees that your rate won’t change while the lender processes your application and you close on your new loan.</li></ul> <ul><li value="1" class="editor_listItem" dir="ltr">Close on Your Refinanced Mortgage: The final step in the refinancing process is closing on your new loan. This involves signing paperwork, paying any closing costs, and officially replacing your old mortgage with the new one. Closing costs typically range from 2% to 5% of the loan amount, so it’s important to budget for this expense.</li></ul> <h2 class="editor_h2" dir="ltr">Costs of Refinancing Your Mortgage</h2> While refinancing can be an effective financial strategy, it’s important to understand that there are costs involved. Common refinancing costs include: <ul><li value="1" class="editor_listItem" dir="ltr">Application fees</li><li value="2" class="editor_listItem" dir="ltr">Appraisal fees</li><li value="3" class="editor_listItem" dir="ltr">Title search and title insurance</li><li value="4" class="editor_listItem" dir="ltr">Credit report fees</li><li value="5" class="editor_listItem" dir="ltr">Attorney fees (in some cases)</li><li value="6" class="editor_listItem" dir="ltr">Closing costs</li></ul> In some cases, these costs may be rolled into the loan amount, but they can still add up. It’s important to calculate whether the savings from refinancing outweigh the costs over the long term. <h2 class="editor_h2" dir="ltr">When Should You Refinance?</h2> Refinancing is not always the right choice for everyone. Here are some scenarios when refinancing might make sense: You’re paying a high interest rate: <ul><li value="1" class="editor_listItem" dir="ltr">If you’re currently paying a higher interest rate than what’s available in the market, refinancing could help you save money over the life of the loan.</li></ul> You want to reduce monthly payments: <ul><li value="1" class="editor_listItem" dir="ltr">If you’re struggling with monthly payments and want to reduce them, refinancing could be a solution by securing a lower rate or extending the loan term.</li></ul> You want to tap into home equity: <ul><li value="1" class="editor_listItem" dir="ltr">If you need funds for home improvements, debt consolidation, or other expenses, refinancing can help you access the equity in your home.</li></ul> You’re financially stable and want to pay off your loan faster: <ul><li value="1" class="editor_listItem" dir="ltr">If you have the financial means to increase your monthly payments, refinancing to a shorter loan term could help you pay off your mortgage more quickly and save on interest.</li></ul> <h2 class="editor_h2" dir="ltr">Conclusion</h2> Mortgage refinancing is a powerful tool that can help you reduce your monthly payments, access home equity, or improve your financial position. Whether you’re looking to take advantage of lower interest rates, consolidate debt, or shorten your mortgage term, refinancing offers flexibility and the potential for significant savings. As your mortgage broker, I’m here to guide you through the refinancing process, helping you determine if it’s the right option for you and connecting you with the best lenders and loan terms. If you're ready to explore your refinancing options, contact me today for a consultation. Together, we can ensure that your refinancing experience is smooth, informed, and financially rewarding.

Mortgage refinancing is the process of replacing your current mortgage with a new one, usually with different terms, in order to improve your financia

Mortgage Refinancing

<h1 class="editor_h1" dir="ltr">What is Mortgage Pre-Approval?</h1>Mortgage pre-approval is a crucial first step in the home buying process. It provides a clear understanding of how much you can borrow, ensuring you shop within your budget. By getting pre-approved for a mortgage, you can show sellers and realtors that you’re a serious, qualified buyer, which can be especially helpful in a competitive housing market. A mortgage pre-approval involves a lender reviewing your financial situation, including your credit score, income, debt levels, and the down payment you’re able to make. Based on this information, they’ll determine the amount of money they’re willing to lend you, as well as the type of mortgage you’re eligible for. <h2 class="editor_h2" dir="ltr">The Importance of Getting Pre-Approved</h2> 1. Know Your Budget:One of the biggest benefits of mortgage pre-approval is knowing your budget. It prevents you from wasting time looking at homes that are out of your financial reach. With a pre-approval letter, you’ll know exactly how much a lender is willing to lend you, so you can focus on homes within that price range. 2. Stronger Negotiating Position:In a competitive market, having a mortgage pre-approval gives you an edge over other buyers. Sellers are more likely to accept an offer from a buyer who has been pre-approved, as it shows that the buyer is financially capable of securing a mortgage and completing the sale. 3. Faster and Smoother Closing Process:The pre-approval process involves a thorough review of your finances, so once you find your home, the loan process moves more quickly. Many aspects of the approval process are already handled, which means fewer hurdles during the closing process. 4. Locked-In Interest Rates:Some lenders may offer to lock in an interest rate for a certain period during the pre-approval process, meaning that even if interest rates rise, you’ll be protected from higher costs. 5. Identify and Address Potential Issues Early:A mortgage pre-approval can help identify potential issues with your credit, debt levels, or income that might impact your mortgage application. Knowing this early on gives you time to resolve these issues before making an offer on a home. <h2 class="editor_h2" dir="ltr">The Mortgage Pre-Approval Process</h2> Initial Consultation:The first step in the pre-approval process is an initial consultation with a mortgage broker or lender. During this meeting, you’ll discuss your financial situation, including your income, debts, savings, and long-term goals. This step helps the lender understand your financial profile and the type of mortgage options that will suit your needs. Documentation Collection:The next step is providing the necessary documents to support your application. Common documents required for pre-approval include: <ul><li value="1" class="editor_listItem" dir="ltr">Proof of income (e.g., pay stubs, tax returns)</li><li value="2" class="editor_listItem" dir="ltr">Proof of savings (e.g., bank statements)</li><li value="3" class="editor_listItem" dir="ltr">Credit report (to assess your credit score)</li><li value="4" class="editor_listItem" dir="ltr">Employment history</li><li value="5" class="editor_listItem" dir="ltr">Proof of down payment</li></ul> Financial Assessment:Once the lender receives your documents, they will conduct a financial assessment, including a review of your credit score, debt-to-income ratio, and overall financial stability. This is done to ensure that you can afford the mortgage and will be able to make the required payments. Pre-Approval Decision:Based on the information gathered, the lender will determine the amount they’re willing to lend you, and they will provide you with a pre-approval letter. This letter outlines the terms of the loan, including the loan amount, interest rate, and repayment period. Review and Approval:If you are satisfied with the terms of the pre-approval, you can move forward with your home search. The pre-approval letter typically remains valid for a set period (usually 60-90 days). During this time, you can shop for homes within the approved price range. <h1 class="editor_h1" dir="ltr">How to Use Your Pre-Approval</h1> Once you have received your pre-approval letter, you can start looking for homes in your price range. You’ll have a clear idea of what you can afford, and you can use that information to guide your home search. When you find a home you’re interested in, the pre-approval letter can be presented to the seller, demonstrating your serious intent and financial preparedness. It’s important to note that while a pre-approval provides a good indication of your borrowing capacity, it is not a guarantee of final approval. The final approval is contingent on a full underwriting process, which may include a home appraisal and other checks. However, with a pre-approval in hand, you are much further along in the process, and you will have a stronger position when making an offer on a home. <h2 class="editor_h2" dir="ltr">Conclusion</h2> Mortgage pre-approval is a valuable tool in the home buying process. It not only helps you understand your budget and the mortgage options available to you but also positions you as a serious and qualified buyer in the eyes of sellers. Whether you are buying your first home or upgrading to a new one, getting pre-approved for a mortgage should be one of the first steps you take. As your mortgage broker, I am here to guide you through the pre-approval process and ensure that you are set up for success in securing a home loan that suits your needs. If you’re ready to take the next step, don’t hesitate to reach out for personalized advice and support.

Mortgage pre-approval is a crucial first step in the home buying process. It provides a clear understanding of how much you can borrow, ensuring you s

Mortgage Pre-Approval

Marc  Crossman

Mortgage Associate

Associé hypothécaire

Hekani Waro

We had a great experience dealing with Marc as first time home owners. I recommend this broker.

Maria

Great communication, efficient and wonderful service.  I would highly recommend Marc Crossman!

Emily Alcanzare

Marc Crossman is an exceptional mortgage broker! Quick, accommodating, and incredibly knowledgeable, he worked tirelessly to secure the best deal for me. I highly recommend Marc to anyone in need of mortgage services – I'll definitely be referring my family, friends and clients to him!

Aishling Mc Guirk

Marc was a great resource and helped us immensely through our first home buying experience.

Judy Davidson

This was the second mortgage that Marc Crossman and his team did for me.  And it was a challenging one.  With a quick closing date, challenges with the lender, private bridge financing, porting, office closures for holidays, self employed and traditional income mortgage, among other challenges, Marc and his team were able to handle it all.  Whatever the challenges, Marc was able to find a solution.  Thanks Marc and your team for another great experience.  See you in two years for my renewal!

May David

Had a consult with Marc and was impressed with his honest advice. Ultimately, he suggested scenarios that did not involve any products from his brokerage. Thank you for the expertise and impartial suggestions, very much appreciated. I would recommend anyone looking for a new mortgage, renewal, or second opinion to reach out for a consultation!

Noris Montilla

I am delighted to share our outstanding experience with Alberta Mortgage Professionals, and in particular, express our gratitude for the exceptional service provided by Marc Crossman. Marc played a pivotal role in helping us secure a loan for our first home, and his unparalleled experience and expertise truly made the entire process smooth and successful.

From the moment we began working with Marc, he demonstrated a deep understanding of the mortgage industry and a genuine commitment to helping us achieve our homeownership goals. His knowledge and professionalism were evident at every step of the way, making what could have been a daunting process remarkably manageable. He took the time to explain each step, ensuring that we were well-informed and comfortable with the decisions we were making. Marc's attention to detail and proactive communication made us feel confident that we were in capable hands throughout the entire journey.

Thank you, Marc, for turning our dream of homeownership into a reality. We are immensely grateful and will continue to recommend your services to friends and family with the utmost confidence!

Isabella Robinson

Marc helped with the purchase of my first home and was so kind and thoughtful in helping me understand all the different options. Thoroughly explained all information to help me make an informed decision. Answered all my questions - I was comfortable asking all of them, even ones I considered a bit silly. Can’t recommend Marc enough!!

Mohammad Zahraei

I had the pleasure of working with Marc Crossman, an exceptional mortgage broker who has consistently provided outstanding service and unwavering support. It has been ten years since our first mortgage transaction with him, and I am continually impressed by his dedication to offering valuable advice, even when there is no immediate financial gain involved. Marc's expertise and willingness to assist have made him a standout in the industry. Whether it's explaining complex financial concepts or providing guidance, he consistently goes above and beyond. I highly recommend Marc to anyone in need of a mortgage broker who truly cares about their clients' well-being and is always ready to provide assistance.

alex mwny

We had a great experience working with Marc from start to finish. Highly recommended.

Mylene Gonzales

I highly recommend Alberta Mortgage Professionals. Marc was so helpful and supportive throughout the process. He will do his best to get the best rate for you. Thank you Marc for all your help.

Ronell Poblacion

Quick and easy to deal with. Marc explained every detail we need to know. Highly recommended for those who wanted to get a better mortgage rate.

Rachelle Obcena

The work and researched you presented is clear and concise without your help I would had delay in approving with the lender. Thanks you Marc and the team for putting extra effort!  Highly recommend!!!

James Morton

Marc was a pleasure to work with. He’s professional, organized and has a calm chill approach that really helped while we we’re panicking. Most notably, he was able to work with a much greater sense of urgency and faster velocity than the banks. Thanks to him, we were able to close on our dream house! Would definitely recommend to a friend or family member.

Pattra Winner

Marc and his team helped me navigate increasing interest rates prior to my mortgage renewal date and with a very different personal financial picture, compared to when I was first approved for a mortgage (4.5 years ago). He was patient, professional, available, and answered all of my questions-- taking the time to help me understand the requirements, documents, and process of a complicated situation. He secured a better rate than I had previously and I'm completely satisfied with my experience. Thanks Marc and Team for making a complicated situation digestible and successful!

Will K

Working with Marc and his team was an absolute pleasure! Buying a house is definitely stressful but Marc was able to answer any of our questions, provide valuable insight and thoughtfulness to our situation and give us direction as to our options. His communication was on point and he was always available to assist in any way he could. I'd recommend my family and friends to use them.

John Neelin

Marc Crossman and his team at Alberta Mortgage Professionals have arranged four of my mortgages (including one refinance) and there is a reason why I continue to go back to these fantastic professionals. Not only does he make the best possible scenario a reality for me, Marc spends the time to explain my options and work through solutions as the process unfolds. In the end, I believe that I am walking away with much more than a mortgage arrangement. This includes financial advice that considers the bigger picture in my investment portfolio, with careful consideration of what I will need much further into the future. I can’t say enough about the value of Marc Crossman’s service and would not hesitate to refer anyone in my network to him and his colleagues. In fact, I have already done so on multiple occasions!

Shawna Yuan

We are first-time homebuyers and Marc made the process very easy for us! He was very transparent and open with us, and we enjoyed working with him. Thanks Marc and AMP!

Leanne McBean

Marc and his team were fantastic! They were great at communicating throughout the process and keeping me in the loop. Secure uploads of documents were efficient and easy and kept the process moving. Would definitely recommend Alberta Mortgage Professionals to others.

Victor Gonzalez

I'm still waiting to wake up from this dream, a dream that only Marc and his team at Alberta Mortgage Professional help me to achieve. For several times I was denied from other brokers and bank's and never even heard when I ask for mortgage advice,  until I got the chance to work with Marc. He is definitely a top professional, dedicated and a truly talented man, he listened, guide and advise me how and what to do. Thanks for helping me and my wife to become home owners.

Dr. Michael Robinson

Marc organized my mortgage for me.  He had a great process for ensuring everything happened smoothly, I always felt in control of what was going on.  Great at giving me options with some professional advice and then letting me decide how to go forward.  He's obviously got a great team that he works with for all aspects of the home purchase process.

A. Boutin

I recently hired Marc Crossman to help me secure financing for my new home.  It was my first time selling a home and buying a new one and there was a significant chance I was going to need to hold two mortgages for a hopefully short amount of time.  I explained to Marc my situation and he went to work finding the best lending option for me.  He ended up suggesting to me a home equity line of credit as this would result in the lowest amount of interest paid and leave me with csh that I can call upon whenever I needed it once the home transactions had been completed.

It would have been super easy for Marc to just line me up with the lowest rate mortgage for a year but he knew and coached me on the benefits of a HELOC and in the end it was better for us.

I will not hesitate to recommend Marc Crossman to any of my friends for helping them with their lending needs.  I know he will set them up with the best possible solution to fit your needs.

Brian Sullivan

Helped us each step of the way through a mortgage transfer. And our final rate in the end was lower than originally quoted. Thanks!

Lysa White

I would definitely recommend! Knowledgeable, friendly & very accommodating people! Thank you so much for guiding us through our first home mortgage :)

Darren

Marc helped me get my first mortgage and we got an excellent rate compared to what was initially offered by the bank.  Marc made the stressful process of buying a home much easier.  He responded promptly to all of our inquiries and was very knowledgeable.  Five years later I worked with him through the process of renewing my mortgage. Again, it was a seamless process.  If you want professional help in securing what is likely the biggest loan you will ever get, contact Marc and you won't be disappointed.

Char Kelly

Ben Dyson

Extremely positive experience with a fast, efficient team

Mark Gallego

Marc goes out of his way to make sure that you are taken care off. He and Nicole made the process very smooth and easy, and was there to provide advice on your situation. Thank you Marc and Nicole for all your help!

elgin badon

Seamless process from start to finish. Constantly updating you with your application. I look forward to working with these guys again

adam klauwers

Marc and his team made our life simple. My finance and I were looking but wanted the ability to act quickly when we found the property we wanted. In working with Marc and his team we were able to lock in our mortgage at a certain rate and have that rate held all while industry wide borrowing rates were rising.

From start to finish Marc and his team made it simple to submit information via their portal and kept us updated along the way so we had no surprises. At the end of the deal I understood exactly what type of mortgage I had and why this was the best mortgage for my finance and I.

I would highly recommend Marc and his team. Their hard work was greatly appreciated!

Michelle Zunik

Marc is knowledgeable and professional. Beyond completing a mortgage fast and with competitive terms and rates, he and his team work to educate clients and walk them through the process. I would confidently recommend Marc Crossman to anyone looking to purchase or refinance a home!

Darlene J

My situation was complicated and everyone at AMP made the experience very smooth and pleasant.

Akon Akon

Marc, Nicole and Kirstie are great team. I worked closely with Marc and Nicole, and they were helpful and knowledgeable. Marc is always available to help either by phone, email or in person, I highly recommend him for other people who need help in home buying process.

Allen

Mark, Kirstie, and Nicole are awesome to work with.  The entire team was responsive and informative.

Adam Thompson

Mark and Kirstie were fantastic. They answered all our questions, and we're always available. I would highly recommend them to anyone. Thank you.

Virginia Domingo

I had a great experience using MARC and his team because they are professionals and I highly recommend them to anyone. They really will help you all the way.

Benjamin Matthew

Marc is very knowledgeable with his profession and made the process very simple and straightforward by clearly communicating what each different lender is looking for.  We have worked with Marc to successfully achieve mortgage financing for 2 new home builds this year and would highly recommend his services to any new home buyers, current homeowners or builders!

Leanne Friedrich

Marc Crossman went above and beyond to help me get through this process. He showed true professionalism as well as compassion. Thanks so much Marc!

Om Joshi

I really appreciate Marc's help through my recent refinancing process where he made the extra effort required to find a lender that would meet my needs.

Alicia Sykes

Liam French

I had a really good experience using these guys.  I dealt with Marc and I must admit that I did make things challenging for him by getting all my details in after I had found the place I wanted to buy.  Then I went overseas while the purchase was in progress.  Marc took care of everything for me and I could tell that he was putting in a lot of hours to get me the best deal he could.  It was greatly appreciated and I would highly recommend using him as your mortgage broker.

Ashley McPherson

Marc was an absolute star and made the whole mortgage process so easy to understand and as simple for us as possible. He was always willing to answer a quick email question (no matter how silly or redundant). We could not be more pleased with our experience and will be recommending Marc to anyone we know who is looking to purchase a home.

Damian J

I'm satisfied with the service and I must also say thanks to Marc Crossman for assisting me through the process and also always being available for questions.

marlee stewart

Marc is very knowledgeable and helpful! He can make getting a mortgage as smooth as possible!

Robert Fyfe

Marc and his team have consistently shown outstanding professionalism in their dealings with my clients.  He epitomizes a client-first model of financial service delivery.  I highly recommend choosing Marc and letting him put his years of experience to work for you!

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Marc Crossman

Enrich Mortgage Group

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Masters Club 2023

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We had a great experience dealing with Marc as first time home owners. I recommend this broker.

Hekani Waro

2 months ago

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